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35354

Serge Tremblay, et al. v. La Capitale Civil Service Insurer Inc., et al.

(Quebec) (Civil) (By Leave)

Docket

Judgments on applications for leave to appeal are rendered by the Court, but are not necessarily unanimous.

List of proceedings
Date Proceeding Filed By
(if applicable)
2014-12-08 Close file on Leave
2014-12-05 Copy of formal judgment sent to Registrar of the Court of Appeal and all parties
2014-12-05 Copy of formal judgment sent to Registrar of the Court of Appeal and all parties
2014-12-05 Judgment and notice of deposit of judgment sent to all parties (reconsideration)
2014-12-04 Decision on the motion for reconsideration of the application for leave to appeal, The motion for an extension of time to serve and file the motion for reconsideration is granted. The motion for reconsideration of the application for leave to appeal dismissed on January 23, 2014, is dismissed without costs.
Dismissed, without costs
2014-10-27 Submission of motion for reconsideration of the application for leave to appeal to panel, LeB Ka Ga
2014-09-24 Reply to motion for reconsideration of the application for leave to appeal, Completed on: 2014-09-24, (Printed version filed on 2014-09-25) Serge Tremblay
2014-09-19 Response to motion for reconsideration of the application for leave to appeal, Completed on: 2014-09-19 La Capitale Civil Service Insurer Inc.
2014-09-09 Correspondence (sent by the Court) to, parties. Notification that the motion for reconsideration is accepted for filing.
2014-08-07 Letter acknowledging receipt of a complete motion for reconsideration
2014-08-05 Letter acknowledging receipt of an incomplete motion for reconsideration
2014-08-05 Motion for reconsideration of the application for leave to appeal, (Book Form), and extension of time. Proof of service is missing (received August 6, 2014)., Completed on: 2014-08-07, (Electronic version filed on 2014-08-11) Serge Tremblay
2014-05-12 Certificate of taxation issued to, Mr. Michel Gilbert
2014-05-12 Decision on the bill of costs, in the amount of $1,301.76, Reg
2014-04-29 Submission of the bill of costs, Reg
2014-04-29 Bill of costs, Completed on: 2014-04-29 Ministère de la santé et des services sociaux
2014-04-01 Certificate of taxation issued to, Michel Chabot
2014-04-01 Decision on the bill of costs, in the amount of $1,578.40, Reg
2014-04-01 Submission of the bill of costs, Reg
2014-02-11 Bill of costs, Completed on: 2014-02-11 La Capitale Civil Service Insurer Inc.
2014-01-24 Copy of formal judgment sent to Registrar of the Court of Appeal and all parties
2014-01-24 Judgment on leave sent to the parties
2014-01-23 Judgment of the Court on the application for leave to appeal, The motion for an extension of time to serve and file the application for leave to appeal is granted. The application for leave to appeal from the judgment of the Court of Appeal of Quebec (Québec), Number 200-09-007669-127, 2013 QCCA 410, dated March 7, 2013, is dismissed with costs.
Dismissed, with costs
2014-01-23 Decision on motion to extend time to file and /or serve the leave application
Granted
2013-12-16 All materials on application for leave submitted to the Judges, LeB Ka Wa
2013-12-16 Submission of motion to extend time to file and/ or serve the leave application, LeB Ka Wa
2013-06-14 Applicant's reply to respondent's argument, (Book Form), Completed on: 2013-06-14 Serge Tremblay
2013-06-04 Intervener's memorandum of argument on application for leave, (Book Form), Completed on: 2013-06-04 Ministère de la santé et des services sociaux
2013-06-04 Respondent's response on the application for leave to appeal, (Book Form), Completed on: 2013-06-04 La Capitale Civil Service Insurer Inc.
2013-05-16 Motion to extend the time to file and or serve the application for leave to appeal, (Letter Form), Fee and service missing (fee rec'd on May 17) (Service rec'd Jun 6/13), Completed on: 2013-06-06 Serge Tremblay
2013-05-08 Letter acknowledging receipt of an incomplete application for leave to appeal
2013-05-06 Application for leave to appeal, (Book Form), Form 25A/B, motion for extension of time missing (rec'd May 16/13), Completed on: 2013-05-16 Serge Tremblay

Parties

Please note that in the case of closed files, the “Status” column reflects the status of the parties at the time of the proceedings. For more information about the proceedings and about the dates when the file was open, please consult the docket of the case in question.

Main parties

Main parties - Appellants
Name Role Status
Tremblay, Serge Applicant Active
Beaver, Bruce Applicant Active

v.

Main parties - Respondents
Name Role Status
La Capitale Civil Service Insurer Inc. Respondent Active
La Capitale Insurance and Financial Services Inc. Respondent Active

Other parties

Other parties
Name Role Status
Ministère de la santé et des services sociaux Intervener Active
Association québécoise d'établissements de santé et de services sociaux, Association des établissements privés conventionnés, Association des centres jeunesse du Québec Intervener Active
Association des établissements de réadaptation en déficience physique du Québec Intervener Active
Fédération québécoise des centres de réadaptation en déficience intellectuelle, Association des centres de réadaptation en dépendance du Québec, Ministère de l'éducation, du loisir et du sport, Fédération des commissions scolaires du Québec Intervener Active
Quebec English School Boards Association, Fédération des cégeps, Canadian Union of Public Employees (C.U.P.E.), Syndicat québécois des employées et employés de services, section locale 298 Intervener Active
Service Employees Union, Local 800 (F.T.Q.), Syndicat des employées et employés professionnels-les et de bureau - Québec (C.T.C.-F.T.Q.) Intervener Active

Counsel

Party: Tremblay, Serge

Counsel
Names
Laval Dallaire
Kateri Vincent
Contact information
Gagné, Letarte, S.E.N.C.
79, boul. René-Lévesque Est
Bureau 400
Québec, Quebec
G1R 5N5
Telephone: (418) 522-7900
FAX: (418) 523-7900
Email: ldallaire@gagneletarte.qc.ca

Party: Beaver, Bruce

Counsel
Names
Laval Dallaire
Kateri Vincent
Contact information
Gagné, Letarte, S.E.N.C.
79, boul. René-Lévesque Est
Bureau 400
Québec, Quebec
G1R 5N5
Telephone: (418) 522-7900
FAX: (418) 523-7900
Email: ldallaire@gagneletarte.qc.ca

Party: La Capitale Civil Service Insurer Inc.

Counsel
Name
Michel Chabot
Contact information
Gravel Bernier Vaillancourt
Édifice Iberville Trois
2960, boul. Laurier - Bureau 500
Québec, Quebec
G1V 4S1
Telephone: (418) 656-1313
FAX: (418) 652-1844
Email: mchabot@gbvavocats.com

Party: La Capitale Insurance and Financial Services Inc.

Counsel
Name
Michel Chabot
Contact information
Gravel Bernier Vaillancourt
Édifice Iberville Trois
2960, boul. Laurier - Bureau 500
Québec, Quebec
G1V 4S1
Telephone: (418) 656-1313
FAX: (418) 652-1844
Email: mchabot@gbvavocats.com

Party: Ministère de la santé et des services sociaux

Counsel
Name
Michel Gilbert
Contact information
Melançon Marceau Grenier Cohen
871, Grande Allée Ouest
Bureau 200
Québec, Quebec
G1S 1C1
Telephone: (418) 640-1773 Ext: 224
FAX: (418) 640-0474
Email: mgilbert@mmgs.qc.ca

Party: Association québécoise d'établissements de santé et de services sociaux, Association des établissements privés conventionnés, Association des centres jeunesse du Québec

Counsel
Name
Michel Gilbert
Contact information
Melançon Marceau Grenier Cohen
871, Grande Allée Ouest
Bureau 200
Québec, Quebec
G1S 1C1
Telephone: (418) 640-1773 Ext: 224
FAX: (418) 640-0474
Email: mgilbert@mmgs.qc.ca

Party: Association des établissements de réadaptation en déficience physique du Québec

Counsel
Name
Michel Gilbert
Contact information
Melançon Marceau Grenier Cohen
871, Grande Allée Ouest
Bureau 200
Québec, Quebec
G1S 1C1
Telephone: (418) 640-1773 Ext: 224
FAX: (418) 640-0474
Email: mgilbert@mmgs.qc.ca

Party: Fédération québécoise des centres de réadaptation en déficience intellectuelle, Association des centres de réadaptation en dépendance du Québec, Ministère de l'éducation, du loisir et du sport, Fédération des commissions scolaires du Québec

Counsel
Name
Michel Gilbert
Contact information
Melançon Marceau Grenier Cohen
871, Grande Allée Ouest
Bureau 200
Québec, Quebec
G1S 1C1
Telephone: (418) 640-1773 Ext: 224
FAX: (418) 640-0474
Email: mgilbert@mmgs.qc.ca

Party: Quebec English School Boards Association, Fédération des cégeps, Canadian Union of Public Employees (C.U.P.E.), Syndicat québécois des employées et employés de services, section locale 298

Counsel
Name
Michel Gilbert
Contact information
Melançon Marceau Grenier Cohen
871, Grande Allée Ouest
Bureau 200
Québec, Quebec
G1S 1C1
Telephone: (418) 640-1773 Ext: 224
FAX: (418) 640-0474
Email: mgilbert@mmgs.qc.ca

Party: Service Employees Union, Local 800 (F.T.Q.), Syndicat des employées et employés professionnels-les et de bureau - Québec (C.T.C.-F.T.Q.)

Counsel
Name
Michel Gilbert
Contact information
Melançon Marceau Grenier Cohen
871, Grande Allée Ouest
Bureau 200
Québec, Quebec
G1S 1C1
Telephone: (418) 640-1773 Ext: 224
FAX: (418) 640-0474
Email: mgilbert@mmgs.qc.ca

Summary

Keywords

None.

Summary

Case summaries are prepared by the Office of the Registrar of the Supreme Court of Canada (Law Branch). Please note that summaries are not provided to the Judges of the Court. They are placed on the Court file and website for information purposes only.

Insurance – Group health insurance – Disability related conditions in parapublic sector contract changed after start of performance of insurer’s obligation in case of 1,200 or more persons – Concepts of consolidated contract and new contract – Applicability of Lachapelle v. La Croix bleue, [1996] R.R.A. 302 (C.A.) – Whether insurance contract amended, in relation to insured who have already begun benefiting from its performance by insurer, by restrictions placed on conditions of master policy by policyholder and insurer – If so, whether terms of master policy in issue permitted this application – Whether insurer can retroactively withdraw insurance coverage from disabled participants – Whether disability is peril insured against for purposes of waiver of premiums in event of disability in group health insurance – Whether Court of Appeal erred in law in answering these questions – Whether aggrieved insured entitled to compensation – Civil Code of Québec, S.Q. 1991, c. 64, art. 2392.

The applicants, as insured from the parapublic sector who became disabled in 1996 and 1997, respectively, represent two groups totalling just over 1,200 persons in their class action against the respondent insurers. Their initial health insurance contract from 1991, which was consolidated in 1997 and 2001, provided, in the event of disability, for both coverage until age 65 and the waiver of premiums. Since January 1, 1997, a clause in the master policy has made it possible to apply changes to the terms to all insured, regardless of their status. The applicant Mr. Tremblay and the other members of his group were notified of the termination of insurance coverage because of a change of union affiliation that occurred in 2001. The applicant Mr. Beaver and the other members of his group were notified of the termination of the waiver of premiums because of a change made to the policy in 2008 limiting the duration of that benefit.

Lower court rulings

February 8, 2012
Superior Court of Quebec

200-06-000105-083

Class actions in which applicants acting as representatives dismissed

March 7, 2013
Court of Appeal of Quebec (Québec)

200-09-007669-127

Appeal dismissed

Filed documents

The memorandums of argument on an application for leave to appeal will be posted here 30 days after leave to appeal has been granted unless they contain personal information, information that is subject to a publication ban, or any other information that is not part of the public record. You may also obtain copies of the memorandum by filling out the Request for Court records form or by contacting the Court’s Records Centre either by email at records-dossiers@scc-csc.ca or by telephone at 613‑996‑7933 or at 1‑888‑551‑1185.

If you have questions about a memorandum of argument or want to use a memorandum of argument, please contact the author of the memorandum of argument directly. Their name appears at the end of the memorandum of argument. The contact information for counsel is found in the “Counsel” tab of this page.

Downloadable PDFs

Not available

The factums of the appellant, the respondent and the intervener will be posted here at least 2 weeks before the hearing unless they contain personal information, information that is subject to a publication ban, or any other information that is not part of the public record. You may also obtain copies of factums by filling out the Request for Court records form or by contacting the Court’s Records Centre either by email at records-dossiers@scc-csc.ca or by telephone at 613‑996‑7933 or at 1‑888‑551‑1185.

If you have questions about a factum or want permission to use a factum, please contact the author of the factum directly. Their contact information appears on the first page of each factum.

Downloadable PDFs

Not available

The condensed books of the appellant, the respondent and the intervener will be posted here upon receipt of the electronic version, 2 days prior to the scheduled appeal hearing. You may also obtain copies of condensed books by filling out the Request for Court records form or by contacting the Court’s Records Centre either by email at records-dossiers@scc-csc.ca or by telephone at 613‑996‑7933 or at 1‑888‑551‑1185.

If you have questions about a condensed book or want permission to use a condensed book, please contact the author of the condensed book directly. Their contact information appears on the first page of each condensed book.

Downloadable PDFs

Not available

Webcasts

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Date modified: 2025-10-24